So, while it might not be as high as some other mobile banking options, it is reasonable considering the functionality of the app. Answered, The 11 Best Checking Accounts: Fees, APYs, etc Compared, Checking Accounts With Free Checks: 16 Banks, Credit Unions Listed, 23 Best Checking and Savings Account Signup Bonuses, Varies by account; your card balance can't exceed $10,000, Up to 4% or $5 or free for 10-day processing. 3. The bank’s apps receive consistently high ratings on both iOS and Android platforms. And the charts and graphs in the money management tool let users analyze their spending habits and keep tabs on budget categories. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Here are some of the best choices. Alliant’s apps check all the usual boxes: ATM locator, transaction history and balances on demand, check deposit and bill payments. All of the prepaid card mobile deposit apps that we researched are available on both Android and iOS platforms. Plus, you can use the app to transfer money between Discover accounts as well as external accounts. Disclaimer: NerdWallet strives to keep its information accurate and up to date. For this roundup, we considered only those services with the highest scores for web and mobile experience within their respective categories that are widely available across the country. If you’re looking for a higher yield, CIT bank offers one of the best options. Mobile check deposit lets you deposit checks into your U.S. Bank account using the camera on your mobile device. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Mobile Banking vs. Below, we list the issuers and specific cards that allow mobile deposits. First of all, here are some of the best mobile banking options. In addition, Varo’s iOS and Android apps receive stellar ratings from customers. Can You Really Pay Off Your Mortgage Early with a HELOC? On other devices, you might be able to access the app with your thumb or fingerprint, or even just touch the app when logged into your mobile device. You can also see automatic savings when spending using your Chime Visa Debit Card. Several prepaid card issuers offer mobile deposits, which allow you to use an Android or iOS app to deposit a check to your prepaid card. All rights reserved. Touch ID or PIN authentication. Improved security. You can also see if your account allows you to write checks. With this mobile banking app, you can also automatically save every time you get paid. You can receive a 1.70% APY on the Capital One 360 savings account. Below, we list the prepaid cards with mobile deposits, ordered starting with the best overall options. When used on a new iOS device, once you get your app set up by logging in initially, facial recognition grants you instant access. Answered, 12 Banks & Credit Unions That Offer Early Direct Deposit, How to Get an Overdraft Fee Waived (With Scripts for Phone & Email), How Many Times Can I Overdraft My Account? References to products, offers, and rates from third party sites often change. Solved, 13 Prepaid Cards With EMV Chips (+ Which Ones Don’t Have Chips), Prepaid Cards with Checks: Fees, Limits, and How to Order, 5 Prepaid Cards with Overdaft Protection (+ Those Without), 3 Banks With No Overdraft Fees Listed (+ Free Overdraft Protection Options), Can You Transfer an Overdraft to a Credit Card? + See a summary of our best banks and credit unions for mobile banking, State Employees’ Credit Union of North Carolina, OUR FAVORITE ONLINE MONEY MARKET ACCOUNTS, Apps to manage interest checking and savings. However, some charge additional fees for the service. The mobile app allows you to check your balances and history, as well as transfer money between CIT accounts. Not only that, but Chime offers additional perks, including the ability to get your paycheck up to two days early when you have Direct Deposit. Take photos of the front and back. All you have to do is download your bank’s mobile app, set it up for access and then use it. Find out more in our related research about the Walmart MoneyCard. A monthly deposit of at least $100 is required, but that’s a fairly easy metric to meet if you’re serious about saving. CIT Bank offers one of the highest APYs–1.80%. Pre-qualified offers are not binding. Post was not sent - check your email addresses! Pre-qualified offers are not binding. Review and submit. Enroll: Create your profile and link your GoBank account right in the app. Ally is also good for transferring money between Ally and non-Ally accounts using Zelle. Power for two years. How Much Should I Have Saved For Retirement, What Happens If You Overcontribute To 401k, Best Calendar-Based Personal Finance Apps, Bank Account Promotions, Deals and Bonuses. The convenience of mobile banking, for the most part, means that you don’t have to regularly enter your user name and password when you want to access your accounts and manage your money. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdWallet strives to keep its information accurate and up to date.